Built For Your Vertical
Supplements, nutraceuticals, peptides and wellness are core, not an exception WRFS tolerates.
Merchant Payment Solutions
Stop Losing Accounts. Keep Accepting Cards.
Supplement, nutraceutical, peptide and wellness brands get shut down by mainstream processors the moment their products are flagged. WRFS pairs the right banking relationships with hands-on risk expertise so merchants can process reliably, recover more disputes and keep growing.
20+ Years Risk & Compliance
Backup Account Strategy
WRFS Statement Analysis
Processing Profile · Risk · Pricing
Review Ready
4.7%
True Rate
Pricing & Effective RateChecked
Chargeback ExposureReview
Backup Processing PathReady
Sound Familiar?
You set up PayPal, QuickBooks or Stripe. It works for a few months, then they discover it is a supplement and freeze the account. International buyers want to pay by card, not wire, and a single chargeback can wipe out a sale already shipped.
The Processing Is The Problem.
Mainstream Processors Are Built For Ordinary Risk. WRFS Is Built Around The Vertical.
The offer is simple: show the real account picture, identify the weak spots, and create a more stable path for card acceptance domestically and worldwide.
Why Brands Choose WRFS
Banking Relationships And Risk Expertise, Built Around Your Vertical.
20+ Years In Risk & Compliance
Senior risk review monitors volume and flags issues with banks before they become problems.
Redundancy & Backup Accounts
Multiple acquiring relationships help prevent a single freeze from taking the business offline.
Chargeback Mitigation
Verifi, Ethoca and RDR auto-refund tools help intercept disputes before they post as chargebacks.
Dispute Representation
Legitimate transactions can be fought with checkout, shipping and order documentation.
International Acceptance
Capture card-paying customers across Latin America, the Caribbean and beyond.
Consumer Financing & BNPL
Affirm, Klarna and payment plans let customers buy now and pay over time.
Capital For Your Business
Merchant financing can support inventory, new product lines, hiring or marketing pushes.
No Cost · No Obligation
Your No-Cost Processing Analysis.
The fastest way to see what a merchant is really paying is to look at the numbers. WRFS reviews 6 months of current processing statements and comes back with a clear read on where the account stands and where it could do better.
What The Analysis Covers
Pricing, effective rate, reserves, approvals, chargebacks, refunds, account health and whether WRFS can beat, match or add redundancy.
Quoted Discount Rate2.6%
True Effective Rate4.7%
Chargeback PositionNeeds Mitigation
Backup PathAvailable
How It Works
Merchants send statements. WRFS reviews the account. The merchant gets plain-English findings with specific recommendations.
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Send Statements6 months of current processing statements.
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WRFS ReviewsPricing, approvals, disputes and account health.
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You Get AnswersNo commitment required and no obligation to switch.
Findings are based on the information contained in the statements provided. A deeper analysis, including approval detail, authorization data and decline reasons, may require additional gateway or processor reporting.
More Than A Processor
You're Joining A Community.
Membership connects wellness and sports businesses with each other, and with a growing set of perks built around the people behind the brands.
Well Rated Connections
Networking events for wellness and sports business owners.
Trade Show Access
Member access and exhibitor discounts as the show platform expands.
The W Mark
An emerging validation mark for merchants who process clean.
Member Perks
Newsletter, partner network and practical merchant benefits.
Built For The People Behind The Brands
A practical merchant benefit for managers, promoters and operators serving the wellness and sports community.
Ready To Start?
Send The Last 6 Months Of Statements.
Upload a PDF statement and the WRFS team will review pricing, account health, chargebacks, refunds and available next steps.
Statement Intake
PDF statements only. Required fields help WRFS route the review correctly.